South Africa is embracing mobile QR payments at an unprecedented rate, and Ukheshe, a leading fintech enablement partner, is at the forefront of this movement with its Scan to Pay solution. Scan to Pay is a user-friendly payment method that allows shoppers to transact with nothing more than their mobile devices.
According to Silas Selibas, Division President at Ukheshe, Scan to Pay is the largest QR payment ecosystem in South Africa, serving a vast network of acquirers, banks, fintechs, mobile operators, payment service providers, and merchants. Over 12 million transactions are made with Scan to Pay on a monthly basis.
Scan to Pay integrates with various digital platforms, allowing users to simply add their bank card and make payments with a QR code. It is accepted at over 600,000 locations across South Africa, including major retailers, restaurants, and service providers.
In addition to in-store payments, Scan to Pay can also be used to settle bills, purchase airtime and data, and redeem vouchers. Upon completion of a transaction, users receive an instant receipt that can be shared in real-time.
Scan to Pay is also embedded within the banking apps of major South African banks, offering customers a seamless and convenient way to make QR payments.
Recently, Scan to Pay launched a new feature that allows businesses to pay out tailor-made loyalty or incentive offerings in bulk – quickly, seamlessly, and at a low cost.
It is a comprehensive and innovative QR payment solution that is transforming the digital payments landscape in South Africa. It is offering consumers and businesses a convenient, secure, and affordable way to transact.
Scan to Pay has integration capabilities across various digital platforms, enabling users to simply add their bank card and make payments with a QR code. It is accepted by various outlets, including Checkers, Shell, Clicks, Engen, Shoprite, SnapScan, Takealot, and Bob Shop, and can be used at well over 600,000 locations.
In addition to in-store payments, Scan to Pay can also be used to settle bills, from utilities, financial services, municipalities, and even television services, allowing for a full remote digital payment experience. Additionally, Vodacom and MTN airtime, data, and SMS bundles can also be purchased via the app.
Upon completion of a transaction, users receive an instant receipt detailing their payment – a feature that enhances expense tracking and can be shared in real-time. Scan to Pay functionality extends far beyond its standalone app, with major banks also embedding the feature in their banking apps to offer QR payments to their customers.
Recently, the app launched vouchers, following the growing demand from South African businesses who want to pay out tailor-made loyalty or incentive offerings in bulk – quickly, seamlessly, and at a low cost.
Scan to Pay: A Convenient and Secure Way to Pay
Scan to Pay is a convenient and secure way to pay, offering a number of benefits to both merchants and consumers:
- For merchants, Scan to Pay offers a quick and easy way to accept payments, without the need for cash or card machines. This can help to reduce queues and improve the overall customer experience.
- For consumers, Scan to Pay offers a contactless and convenient way to pay, without the need to carry cash or cards. This can be especially useful in public places, where carrying cash can be a security risk.
Scan to Pay: The Future of Mobile Payments in South Africa
With its growing popularity and adoption, Scan to Pay is well-positioned to become the leading mobile payment method in South Africa. It offers a convenient, secure, and versatile way to pay, both in-store and online. As more and more merchants adopt Scan to Pay, consumers can expect to see it become even more widely accepted in the coming years.