Al Ansari Financial Services PJSC (DFM: ALANSARI), the UAE’s leading remittance and foreign exchange provider, has announced an interim cash dividend of AED 148.5 million (USD 40.44 million at the exchange rate of 1 AED = 0.2723 USD) for the first half of 2025 (H1 2025).
This payout, equivalent to 1.98 fils (0.0054 USD) per share, represents 70% of the company’s net profits after tax, signalling strong operational momentum in the global remittance landscape.
Dividend Breakdown
The board’s approval highlights Al Ansari’s disciplined capital allocation, prioritising returns while fuelling growth. Shareholders recorded in the company’s register by the close of trading on Thursday, September 25, 2025, the last entitlement date, will qualify for the dividend.
The ex-dividend date is Friday, September 26, 2025, after which new buyers are ineligible. Distribution is set for October 15, 2025, ensuring swift value delivery.
At AED 148.5 million (USD 40.44 million), this interim dividend aligns with Al Ansari’s shareholder-friendly policies. It equates to 0.0198 AED (0.0054 USD) per share, appealing to income-focused portfolios in the Gulf’s fintech ecosystem.
Mohammad A. Al Ansari, Chairman, called this “a reflection of our business strength and dedication to sustainable value,” emphasising operational excellence and expansion.
H1 2025 Financial Highlights
Al Ansari’s H1 2025 results show resilience and strategic wins. Operating income rose 13% year-over-year to AED 638 million (USD 173.73 million), driven by the BFC Group acquisition consolidation and gains in remittance, foreign exchange, and digital services.
Net profit after tax increased 3% to AED 212.24 million (USD 57.82 million), supported by cost management and diversified revenue streams despite higher finance costs.
Key metrics include:
- EBITDA: Significant growth, reflecting improved profitability margins.
- Remittance Volumes: Steady increase, fuelled by the UAE’s expatriate workforce and global migration trends.
- Digital Adoption: Enhanced app usage boosted transaction efficiency, contributing to a 5-7% rise in non-branch revenues.
Compared to H1 2024, these figures highlight Al Ansari’s ability to navigate geopolitical and currency challenges, with the BFC integration adding AED 71 million (USD 19.33 million) in income. Analysts note this reflects its over 30% share in UAE remittances.
Implications for Investors
For dividend and long-term investors, this announcement strengthens Al Ansari’s appeal in a sector ripe for M&A and digital disruption.
The 70% payout ratio balances reinvestment needs, like tech upgrades and regional expansion, with immediate rewards, potentially lifting share prices post-ex-date.
In a low-interest-rate environment, the 4-5% trailing yield outpaces many fixed-income options, drawing institutional interest.
It also signals confidence in H2 2025. With the UAE’s economy projected to grow 4.2% in 2025, driven by non-oil diversification, Al Ansari is positioned to leverage inbound remittances from Asia and MENA.
Regulatory risks in FX markets persist, but the company’s AED 1.5 billion (USD 408.45 million) liquidity buffer provides a strong shield.
READ ALSO:How Bwatech Plans to Use $16M Funding to Scale Its Saudi Market Presence
Navigating Entitlement
To secure the dividend, verify holdings via the Dubai Financial Market (DFM) portal or your broker before September 25.
Non-residents can claim through standard dividend processing, with no withholding tax for UAE-listed entities. Contact Al Ansari’s investor relations at ir@aafs.ae for queries.
Sustainable Growth in Fintech
Al Ansari’s H1 success ties to its vision of “enabling the mobility of money” through innovation. Future catalysts like AI-driven personalisation and GCC expansion could further elevate dividends. Chairman Al Ansari noted this payout “affirms our trajectory toward long-term value creation.”
In summary, the AED 148.5 million (USD 40.44 million) dividend for H1 2025 cements Al Ansari as a cornerstone of UAE investments.
With strong financials and strategic foresight, it’s a compelling pick for portfolios seeking stability and growth. Keep an eye out for Q3 updates because these kinds of chances don’t come around often.
Ronnie Paul is a seasoned writer and analyst with a prolific portfolio of over 1,000 published articles, specialising in fintech, cryptocurrency, climate change, and digital finance at Africa Digest News.
Leave a Reply