Guides
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Embedded Finance 101: What It Is and Where You’ve Already Used It
Financial services used to require visiting a dedicated bank or financial provider. Today, many of these same services quietly appear inside everyday apps instead. This…
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Open Banking Explained: What It Means for Consumers and Businesses
For decades, banks kept tight control over customer financial data. That data stayed locked within each individual bank’s own systems. Customers had little ability to…
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How to Buy Bitcoin in Kenya: Step-by-Step Guide
Bitcoin (BTC) is legal to buy, hold, and trade in Kenya as of 2026, though it is not legal tender. The country has introduced the…
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How to Get a Business Loan Without Collateral in Kenya
Unsecured business loans in Kenya enable small and medium enterprises (SMEs) to access financing based on cash flow, business performance, credit history, and operational stability…
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Best Mobile Loan Apps in Kenya Ranked
Kenya’s digital lending sector features over 227 Central Bank of Kenya (CBK)-licensed digital credit providers as of April 2026. These apps provide quick access to…
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The Hidden M-Pesa Features Most Kenyans Don’t Know
M-Pesa remains Kenya’s dominant mobile money platform, serving over 40 million customers. While most users rely on basic send-money and Lipa na M-Pesa functions, several…
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How to Avoid Loan App Traps
Kenya’s digital lending sector has expanded significantly, with the Central Bank of Kenya (CBK) licensing 227 digital credit providers as of April 2026. While these…
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Best Crypto Exchanges for Kenyans
Kenya’s cryptocurrency market continues to grow amid the implementation of the Virtual Asset Service Providers (VASP) Act 2025 and draft regulations 2026. These frameworks introduce…
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M-Pesa vs. Your Bank Account: Which Should You Use for What?
In Kenya’s dynamic financial landscape, M-Pesa and traditional bank accounts are not rivals but complementary tools. M-Pesa reshaped access to financial services with its vast…
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Does Safaricom My OneApp Work Outside Kenya? Complete FAQ
My OneApp is Safaricom’s unified digital platform that combines M-PESA and MySafaricom services into a single, AI-powered interface. Many users, especially those travelling or living…
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