How to Invest in Safaricom’s Ziidi Money Market Fund with Over KES 2.85 Billion Assets Under Management

How to Invest in Safaricom’s Ziidi Money Market Fund with Over KES 2.85 Billion Assets Under Management

Safaricom, in collaboration with Standard Investment Bank (SIB) and ALA Capital Limited, has officially launched Ziidi MMF, a groundbreaking money market fund designed to make wealth creation more accessible to everyone.

This innovative fund leverages the convenience of M-Pesa to allow customers to easily invest and grow their savings.

How Ziidi MMF Works:

Ziidi MMF is a unit trust that enables you to earn interest on your money by simply investing funds from your M-Pesa wallet into the Ziidi account. The interest earned is calculated daily and automatically added to your Ziidi wallet, allowing your investments to grow steadily over time.

Key Features of Ziidi MMF:

  • Convenience: Invest directly from your M-Pesa wallet with just a few taps on the M-Pesa app or by dialling *334*5#.
  • Accessibility: Open to all M-Pesa customers, making wealth creation more inclusive.
  • Transparency: The fund is regulated by the Capital Markets Authority (CMA) and managed by a team of experienced fund managers.
  • Growth: Daily interest accrual ensures your money works for you consistently.
  • Accessibility: With a minimum investment of just KES 100, Ziidi MMF makes investing accessible to everyone, regardless of their financial standing.
  • Flexibility: Customers enjoy the freedom to deposit and withdraw funds from their Ziidi MMF account at any time, making it adaptable to their evolving financial needs. Free deposits can be made to the Ziidi MMF account, and withdrawals can be seamlessly transferred to their M-PESA wallets.
  • Security: As a Money Market Fund, Ziidi MMF offers a relatively low-risk investment option, making it suitable for various investment goals.

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Safaricom’s Ziidi Money Market Fund Receives CMA Approval

Early Success:

Since its launch in December 2024, Ziidi MMF has already garnered significant interest, attracting over 450,000 opt-ins and managing assets exceeding KES 2.85 billion. This impressive early success highlights the strong demand for accessible investment options among Kenyans.

Safaricom’s Commitment to Financial Inclusion:

The launch of Ziidi MMF highlights Safaricom’s commitment to driving financial inclusion and empowering Kenyans to achieve their financial goals. By making investments simple and accessible, Ziidi encourages a “Ziidi ni Ziidi” mindset, recognising that every little bit of growth contributes to a brighter financial future.

Get Started Today:

Investing in Ziidi MMF is easy. Simply opt in through the M-Pesa app or by dialling *334*5#. Start growing your wealth today and experience the power of “Ziidi ni Ziidi”!

How Ziidi MMF Empowers Kenyans:

  • Simplified Investing: Ziidi MMF simplifies the investment process, making it easy for even first-time investors to get started.
  • Daily Interest Accrual: Daily interest accrual allows investors to see their money grow consistently, providing a sense of progress and motivation.
  • Financial Inclusion: By lowering the entry barrier to investing, Ziidi MMF promotes financial inclusion, empowering a wider segment of the Kenyan population to participate in wealth creation.

A Catalyst for a Prosperous Future:

Dr. Ndegwa’s vision for Ziidi MMF is to empower every Kenyan on their journey towards wealth creation. By providing a secure, accessible, and transparent investment option, Ziidi MMF aims to be a catalyst for a more prosperous future for all.

Confidence in Delivering Value:

SIB, the fund manager for the Ziidi Money Market Fund, expressed its commitment to delivering exceptional profits to investors. With a proven track record of providing above-market-average returns, SIB is confident in its ability to fulfil this promise.

Understanding Safaricom’s Ziidi Money Market Fund: Reviews, Interest Rates, and Performance

Safaricom’s Ziidi Money Market Fund attracts 450,000 users due to its competitive offerings and accessibility. Many investors frequently search for information such as the Ziidi Money Market Fund withdrawal process and explore Ziidi Money Market Fund reviews to assess its reliability.

The Ziidi Money Market Fund performance has been a key factor in its growing popularity. Queries like ziddi MMF interest rate, Safaricom Ziidi MMF interest rate, and Ziidi MMF interest rates are common among users looking to maximise their investments.

READ ALSO:

Safaricom and Genghis Capital Clash Over M-Pesa Investment Trusts

For new investors, guides on how to open Ziddi MMF and tools like the Ziidi MMF calculator provide essential support. Additionally, updates on the Ziidi MMF interest rate today, alongside an understanding of Ziddi MMF interest, Ziddi MMF terms and conditions, and Ziddi MMF rates, help investors make informed decisions about their financial goals.

Looking Ahead:

Ziidi MMF represents a pioneering effort in democratising access to investment opportunities in Kenya. This collaboration between Safaricom and ALA Capital sets a new standard for financial inclusion and promises to empower a new generation of investors.

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2 responses to “How to Invest in Safaricom’s Ziidi Money Market Fund with Over KES 2.85 Billion Assets Under Management”

  1. OKERE WANYASA Avatar
    OKERE WANYASA

    What is the latest interest rate on ziddi MMF?
    Is there a minimum lock in period.

    1. Africa Digest News Avatar

      Hello Okere,the last confirmed rate was an annual percentage yield (APY) of 11.30% as of February 21, 2025, with a net return of 9.61% after the 2% annual fund management fee. This net return is further subject to a 15% withholding tax on earnings, in line with Kenyan regulations.No, there is no mandatory minimum lock-in period for Ziidi MMF investments. The fund emphasizes high liquidity, allowing instant deposits and withdrawals via M-PESA with no fees, penalties, or limits on the number of transactions (subject to M-PESA’s daily cap of KES 500,000 total and KES 250,000 per transaction). You can start with as little as KES 100 and withdraw as little as KES 10 anytime.

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