dLocal, the leading cross-border payments platform for emerging markets, and inDrive, the global mobility and delivery platform, have announced a strategic integration in South Africa.
This partnership enables seamless card payments for passengers and real-time local payouts to drivers through a single, unified integration.
The solution allows inDrive to accept local card payments directly within the app, while automatically splitting fares between the driver’s share and the platform fee.
Drivers receive instant payouts via domestic rails such as PayShap, significantly reducing reliance on cash and improving security and convenience for all parties involved.
How the Integration Works
The partnership delivers a fully cashless experience:
- Passengers can pay using local debit or credit cards within the inDrive app.
- The system automatically splits the fare in real time.
- Drivers receive their earnings instantly through local payment rails (e.g., PayShap), settled in South African rand.
- Merchants and drivers benefit from local settlement, minimising foreign exchange volatility and associated costs.
This end-to-end model combining card acceptance for passengers with efficient local disbursements for drivers is a first in South Africa’s ride-hailing market.
Leadership Perspectives
South Africa is a key market for inDrive, and getting payments right here matters, not only for the passengers who want a convenient cashless experience but also for the drivers who depend on fast, reliable payouts. dLocal gives us the ability to do both in one integration
Ashif Black, Country Representative in South Africa at inDrive
READ ALSO:What dLocal’s Capitec Pay Integration Unlocks for Merchants and Consumers
Making payments work in emerging markets takes more than a technical integration. It takes local infrastructure, local relationships, and an understanding of how money actually moves in each market
Barrie Swart, Country Manager (South Africa) at dLocal
Market Context and Significance
South Africa’s ride-hailing market is projected to nearly triple by 2033, with cards accounting for 63% of digital transactions.
This integration addresses a critical need for efficient, localised payment solutions in a market where cash remains dominant but digital adoption is accelerating rapidly.
The partnership enhances user experience for passengers, improves cash flow and security for drivers, and supports inDrive’s broader ambition to build a more inclusive and efficient mobility ecosystem in Africa.
Looking Ahead
The collaboration between dLocal and inDrive introduces a pioneering end-to-end digital payments solution for ride-hailing in South Africa.
By enabling seamless card acceptance for passengers and instant local payouts for drivers, the integration reduces friction, enhances security, and supports the continued growth of digital mobility services.
dLocal Overview
dLocal company: dLocal is a global fintech firm founded in 2016 in Uruguay that enables cross-border payments between global merchants and emerging markets across Africa, Asia, and Latin America.
What is dLocal payment: It is a payment gateway/infrastructure platform that allows businesses to accept and send payments using local methods (mobile money, bank transfer, cards, etc.) through one API across 40+ countries.
dLocal Kenya: dLocal has a presence in Kenya with an office in Nairobi (Sarit Centre, Westlands) and supports local payment methods for businesses operating in the region.
dLocal login: Businesses access services via the merchant dashboard login on the official dLocal website or via the dLocal Go portal for SMEs.
dLocal Go: This is a simplified platform designed for small and growing businesses to accept global and local payments and manage subscriptions, payment links, and checkout through one dashboard.
dLocal contact number: dLocal does not widely publish a universal public phone number; support is typically handled via sales/contact forms and regional offices listed on its website.
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