Onfon Mobile has introduced an innovative solution: Buy Now, Pay Later (BNPL) services for smartphones.This creative product makes it affordable for Kenyans to buy smartphones from well-known brands like Samsung, Realme, Tecno, Infinix, Itel, Nokia, Vivo, and Oppo.

If consumers make their payments on schedule, they can pay for the phone over time, completely interest-free.It’s important to note that Onfon Mobile isn’t the only player in the Kenyan BNPL scene.

Established names like Safaricom, Aspira, M-Kopa, and Flexy have already carved their niches. But Onfon Mobile’s focus on smartphones, coupled with its brand partnerships, could make it a strong contender in this dynamic market.

They offer a convenient loan service that lets you finance a brand new smartphone and pay for it over time.

A Guide to Onfon Mobile

Eligibility and Registration:

To get started, dial *797# from your Safaricom line. The system will guide you through a quick registration process.
Onfon Mobile assesses your creditworthiness based on your registration information.
If approved, you’ll receive a message listing the smartphones you qualify for.

Choosing Your Phone and Payment Plan:

Once approved, dial *797# again to browse available devices.
Onfon Mobile currently offers a 12-month loan plan, with the option to change it later through their mobile app.

Making Payments:

There are several convenient ways to pay for your Onfon Mobile loan:

USSD: Dial *797# and select option 2 for payment.
Onfon Mobile App: Download the app, choose the “pay” option, and follow the M-Pesa prompts.
M-Pesa: Go to Lipa na Mpesa, select Paybill, enter Business Number 622645, enter your borrower ID or phone number as the account number, and complete the payment with your M-Pesa PIN.

Important Reminders:

Make your payments on time to avoid service interruptions. You have a grace period of 10–15 minutes before your phone gets locked.
You can only finance one phone at a time. Once you finish paying it off, you’ll be eligible for another device.
Lost or stolen phones? Report the case to the police immediately and obtain an OB number and police abstract. Send scanned copies of these documents to customercare@onfonmobile.com.

Additional Services and Support:

Purchase airtime directly from Onfon Mobile by dialling *797# and choosing the buy airtime option.
Your phone comes with a 1-year manufacturer’s warranty, subject to terms and conditions. For repairs under warranty, visit your nearest approved service centre.
Need help? Contact Onfon Mobile via email at customercare@onfonmobile.com, phone 0111051033, social media , or visit their website for more information.
Refer a friend and earn rewards! Onfon Mobile offers a referral programme where you can earn commissions for successful customer registrations and purchases.

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The launch of Onfon Mobile’s BNPL service marks a significant development for Kenya’s smartphone market. It has the potential to improve affordability, promote digital inclusion, and ultimately contribute to the country’s overall digital transformation.

As Kenyans embrace this new way to own smartphones, it will be interesting to see how Onfon Mobile navigates this competitive landscape and defines its own path to success.

Stay tuned, as this innovative offering could be a major driver of growth in the Kenyan mobile phone market.